Home - Otero Federal Credit Union

SCAM ALERT:

Stay Vigilant. We’ve seen a rise in fraud attempts targeting members through phone calls and wire transfer scams. Protect Yourself: OFCU will never ask you to send money via gift cards or threaten you over the phone. If something feels off, hang up and call us directly using our official contact information. Be cautious of urgent requests and verify before acting. ✅ Your safety is our priority.

Skip your November or December payment(s) on your current loan(s)

OFCU's Skip-A-Payment program means that you can skip your loan payment and then resume your next regular payment. Sign up for OFCU's Skip-A-Payment program by completing the online form and submitting it. Not all will qualify. Federally Insured by NCUA.

Submit Your Skip Here

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Identity Theft Aid: 1B Credit Monitoring*, Credit report and credit score, Fraud resolution & $10,000 Personal identity theft benefit*

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Visa Installment Payments

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Make a Payment

Make your online loan payment here.

Financial Wellness

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Mobile Banking

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Home Loans

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TruStage

Insurance Options and Claims Portal

Featured Rates

Auto Loans As Low As

4.99

APR

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12 Month Certificate

4.00

APY

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OFCU Visa Platinum

2.99

Intro APR for the first 12 months

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Holiday Closure: OFCU will be closed for the Thanksgiving Holiday Thursday - Saturday, November 27th - 29th.

SCAM ALERT:

Otero FCU

Skip your November or December payment(s) on your current loan(s)

Credit Score... And More!

With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips and education.