Otero Federal Credit Union logo

SCAM ALERT: Stay Vigilant

We’ve seen a rise in fraud attempts targeting members through phone calls and wire transfer scams. Protect Yourself: OFCU will never ask you to send money via gift cards or threaten you over the phone. If something feels off, hang up and call us directly using our official contact information. Be cautious of urgent requests and verify before acting. ✅ Your safety is our priority.

Holiday Closure:

OFCU will be closed on Monday, October 13th for the Columbus Day holiday.

Otero FCU

Routing Number:312270010
Make A Payment
Join OFCU
Apply Now
Locations
Contact
Site Search
logo
Accounts
Accounts
Savings
Checking
Youth Accounts
Money Market
Certificates
IRAs
Business Services
Financial Wellness
Fraud And Scam Awareness

Open an account today by visiting any of our conveniently located branches or Apply Online!

Loans
Loans
Vehicle Loans
Visa Platinum
Personal Loans
Share Secured Loans
Repossessed Vehicles
Mortgages
Credit Score
Student Loans
OFCU Debt Protection
Auto Insurance Verification

Vehicle Loans

Let OFCU help you with financing your future

Rates & Fees
Rates & Fees
Share Rates
Loan Rates
Schedule of Fees

Mobile Banking

Pay Bills, Transfer Funds & Check Balances Anytime, Anywhere with

About Us
About Us
Hours, Locations and Closures
Join
Careers
Community Involvement
Youth Education
Our History
Credit Union Advocacy
Annual Report
Member Testimonials

Your Community Credit Union Since 1953!

Convenience Services
Convenience Services
Direct Deposit
Check Reorder
Mobile Banking
Online Services
Zelle®
Financial Calculators
Overdraft Protection
TruStage
Debit Cards and FAQs
Wire Transfer
In Branch Services
Forms
FAQ's

Online Banking

From home or around the world you have convenient access to your OFCU accounts with

Close Menu

Government Shutdown Relief

OFCU is Here for You!

Learn More

Tap-To-Pay

Starting August 15th...Upgrade your debit card to a contactless Tap-To-Pay card for a $5 replacement fee through October*.

*$10 replacement fee is discounted for a limited time through October 31, 2025. Federally Insured by NCUA.

Trunk Or Treat Alamogordo

Friday, October 31st @ 6:30pm

at the Main Office 1200 E. 10th Street Alamogordo

Trunk Or Treat Roswell

Thursday, October 30th @ 6:30pm

at the North Main Office 2211 N Main St Roswell

Credit Score

powered by Savvy Money

Visa Installment Payments

Learn More

Make a Payment

Make your online loan payment here.

Financial Wellness

Tools to Help You

Default image_alt

Mobile Banking

On the go. Anytime. Anywhere.

Default image_alt

Home Loans

You Can Apply Online Now!

Default image_alt

TruStage

Insurance Options and Claims Portal

Featured Rates

Auto Loans As Low As
4.99
%
APR
Apply Now
12 Month Certificate
4.00
%
APY
See more rates
OFCU Visa Platinum
2.99
%
Intro APR for the first 12 months
Learn More
See All Rates