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CAUTION! Scam Text Alert:

OFCU has received several reports of text messages sent to members stating their card has been charged at Target and to visit a linked website to cancel. If you have received this type of message, please DO NOT click on any unknown links or give out your personal information. Only use OFCU verified websites and applications when signing in.

Otero FCU

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Tap-To-Pay

Starting August 15th...Upgrade your debit card to a contactless Tap-To-Pay card for a $5 replacement fee through October*.

*$10 replacement fee is discounted for a limited time through October 31, 2025. Federally Insured by NCUA.

Visa Platinum 2.99%*

Intro APR on purchases & balance transfers for 12 months!

13.96% – 18% APR after 12 billing cycles, based on credit worthiness.

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Mobile Banking

On the go. Anytime. Anywhere.

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Home Loans

You Can Apply Online Now!

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TruStage

Insurance Options and Claims Portal

Featured Rates

Auto Loans As Low As
4.99
%
APR
12 Month Certificate
4.00
%
APY
OFCU Visa Platinum
2.99
%
Intro APR for the first 12 months