Otero Federal Credit Union logo

Holiday Closure:

OFCU will be closed Monday, September 1st for Labor Day.

Security Alert:

Major sites including Google, Microsoft, social media, etc. had over 16 billion passwords leaked. Our credit union was not part of this breach, and your accounts with us remain secure. Protect yourself: consider updating your passwords on all platforms and enable MFA. Be aware of phishing scams to include; emails, text messages & phone calls that look and sound suspicious. As a reminder, we offer Personal Identity Theft Protection with our Elite Checking Account.

Otero FCU

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Tap-To-Pay

Starting August 15th...Upgrade your debit card to a contactless Tap-To-Pay card for a $5 replacement fee through October*.

*$10 replacement fee is discounted for a limited time through October 31, 2025. Federally Insured by NCUA.

Spare Change Campaign

Be the Change, Bring Your Change!

Help our Ruidoso neighbors by donating your Spare Change to those affected by the floods.

Visa Platinum 2.99%*

Intro APR on purchases & balance transfers for 12 months!

13.96% – 18% APR after 12 billing cycles, based on credit worthiness.

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Mobile Banking

On the go. Anytime. Anywhere.

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Home Loans

You Can Apply Online Now!

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TruStage

Insurance Options and Claims Portal

Featured Rates

Auto Loans As Low As
4.99
%
APR
12 Month Certificate
4.00
%
APY
OFCU Visa Platinum
2.99
%
Intro APR for the first 12 months