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Holiday Closure: OFCU will be closed Friday, July 4th for the 4th of July holiday.

Early Closure: OFCU will be closing early on Wednesday, July 23rd for Staff Training. Ruidoso Branch will be closing at 1:30pm. All other branches will be closing at 3:00pm. We will resume normal hours Thursday, July 24th.

Security Alert:

Major sites including Google, Microsoft, social media, etc. had over 16 billion passwords leaked. Our credit union was not part of this breach, and your accounts with us remain secure. Protect yourself: consider updating your passwords on all platforms and enable MFA. Be aware of phishing scams to include; emails, text messages & phone calls that look and sound suspicious. As a reminder, we offer Personal Identity Theft Protection with our Elite Checking Account.

Otero FCU

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Featuring... ID Theft Aid

Your credit report is monitored for suspicious activity. Credit report and credit score - Get a free quarterly credit report and quarterly updated credit score. Fraud resolution - Receive expert help on fraud resolution if you become a victim of identity theft. $10,000 Personal identity theft benefit.

Repo Spotlight

2023 Buick Enclave

$39,900 as low as 1.99% APR

Your Credit Score. And More

Access your credit score & report in your Online/Mobile banking.

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Mobile Banking

On the go. Anytime. Anywhere.

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Home Loans

You Can Apply Online Now!

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TruStage

Insurance Options and Claims Portal

Featured Rates

Auto Loans As Low As
4.99
%
APR
12 Month Certificate
4.00
%
APY
OFCU Visa Platinum
2.99
%
Intro APR for the first 12 months