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Early Closure, Routine Maintenance & TruState Cybersecurity Incident:

Otero FCU

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Credit Score

With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips and education.

2026 Annual Report

Elite Checking

ID Theft Aid - Cell Phone Protection* - Roadside Assistance - $25,000 Accidental Death Coverage - Buyer’s Protection & Ext. Warranty* - And More!

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Mobile Banking

On the go. Anytime. Anywhere.

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Home Loans

You Can Apply Online Now!

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Fraud and Scam Awareness

Learn about Fraud

Featured Rates

Auto Loans As Low As
4.74
%
APR
18 Month Certificate
3.55
%
APY
OFCU Visa Platinum
2.99
%
Intro APR for the first 12 months