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Service Alert:

We are currently experiencing technical difficulties that is affecting our online loan and membership applications as well as processing loan applications in our lobbies. We are diligently working to correct the issue as quickly as possible. We apologize for any inconvenience and appreciate your patience.

Christmas in July

Discounted Rates on Automobile Loans, Personal Loans, Powersports & Recreational Vehicles*

No payments for 90 days!!**

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Credit Score

With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips and education.

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2026 Annual Report

OFCU’s 73rd Annual Meeting is Friday, August 14th at 6pm at OFCU’s Main Office in Alamogordo. Tickets available beginning July 20th seating is limited.

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Credit Score

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Visa Installment Payments

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Make a Payment

Make your online loan payment here.

How-to-Tutorials

Tools to Help You

Mobile Banking

On the go. Anytime. Anywhere.

Home Loans

You Can Apply Online Now!

Fraud and Scam Awareness

Learn about Fraud

Featured Rates

Auto Loans As Low As

4.74

APR

Apply Now

18 Month Certificate

3.55

APY

See more rates

OFCU Visa Platinum

2.99

Intro APR for the first 12 months

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See All Rates

Service Alert:

OFCU Alerts:

Otero FCU

Christmas in July

Discounted Rates on Automobile Loans, Personal Loans, Powersports & Recreational Vehicles*

Credit Score

With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips and education.

2026 Annual Report

OFCU’s 73rd Annual Meeting is Friday, August 14th at 6pm at OFCU’s Main Office in Alamogordo. Tickets available beginning July 20th seating is limited.