Checking
Essential Checking
Just the basics
- Minimum deposit of $25 to open
- No minimum balance
- Monthly statement of account
- Overdraft protection available
- Online bill pay
- VISA Debit card
- eStatements
- Money management
- No monthly service fee
Apply for a New Account Online
Elite Checking
We reward your relationship.
All the basics plus…
Anywhere Banking Tools
Online banking, mobile banking, bill pay, debit card and e-statements.
Cell phone protection1,2
Receive up to $600 per claim ($1200 per year) if your cell phone is broken or stolen.
ID Theft Aid
Your credit report is monitored for suspicious activity.
Credit report and credit score
Get a free quarterly credit report and quarterly updated credit score.
Fraud resolution
Receive expert help on fraud resolution if you become a victim of identity theft.
$10,000 Personal identity theft benefit1,2
Roadside assistance
Available 24/7 and free to use, up to $80 in covered service charges.
$25,000 accidental death coverage
You’re covered for accidental death should the unexpected happen.
Health Savings Card
Save money on prescriptions, eye exams, frames, lenses and hearing services.
Buyer’s Protection and Extended Warranty1,2
Newly purchased items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase, plus one year extended warranty.
Shop local, save local with BaZing savings
Local discounts and national retailer deals to save you money on shopping, dining, travel and more.
$5 per month
1 Cell phone protection, personal identity protection, and buyer’s protection and extended warranty are subject to additional terms and conditions.
2 Insurance products are: NOT A DEPOSIT, NOT FEDERALLY INSURED, NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.
3 Additional activation is required. Identity monitoring and credit monitoring require additional enrollment on BaZing.com.
Membership eligibility requirements apply. Minimum deposit to open a Regular Savings is $25.
Apply for a New Account Online
Mobile Banking
OFCU’s Mobile Banking App gives you access to your accounts wherever you may be. With just a touch of your finger you can pay bills, transfer funds, check balances all from the palm of your hand.
To enroll, simply download the OFCU Mobile Banking App, tap Sign Up at the bottom-left of the log in page and fill in the Online Banking Registration Form.
Credit Score
Staying on top of your credit has never been easier. With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips and education. Anytime. Anywhere.
Zelle®
Zelle® is a convenient way to send and receive money with friends, family and others you trust, even if they bank somewhere different than you.
Enroll with Zelle® now
- Log into your OFCU Mobile Banking
- In the main menu, tap Zelle® then tap Send money with Zelle®
- Enroll your email address or U.S. mobile number
Mobile Check Deposit
Mobile Deposit is designed to allow you to make deposits of checks (“original checks”) to your accounts from home or other remote locations. To get started, log into your Mobile banking and tap More from the main menu, then tap Check Deposit.
Download the OFCU Mobile Banking App today!
Elite Checking
powered by BaZing A powerful new way to save money! Browse. Shop. Save. Protect.
TruStage
Get an instant, no obligation quote or explore your coverage option for Life, Home, Auto & AD&D.
Not insured by the NCUA.
GreenPath Financial Wellness
offers you access to debt management services.
Not insured by the NCUA.