Money Market
Money Market accounts generally pay higher dividend rates than regular credit union savings accounts and offer limited check writing privileges.
- Minimum balance of $2,500 to open.
- Minimum balance to earn dividends is $2,500.
- Monthly fee if balance falls below minimum is $5.
- Limited transfers and withdrawals per month.
- No cost for checks or reorders – 40 checks per order.
Money Market Rates
DIVIDENDS FOR THE PERIOD 2-01-2025 to 2-28-2025 Were Declared at the Following Annual Rate
| Type | Dividend Rates | Annual Percentage Yield (APY) |
|---|---|---|
| $0 to $2,499.99 | 0.00% | 0.00% |
| $2,500 to $24,999.99 | 1.00% | 1.00% |
| $25,000 to $49,999.99 | 1.44% | 1.45% |
| $50,000 to $99,999.99 | 1.69% | 1.70% |
| $100,000 to $249,999.99 | 1.69% | 1.70% |
| $250,000 and up | 1.74% | 1.75% |
POSTING DATES: 2-28-2025 AND/OR, FOR SHARE AND IRA CERTIFICATES, THE MATURITY DATE of the certificate. This dividend declaration was declared by the board of directors on 2-19-2025. Dividend rates are subject to change. Contact any OFCU member service representative to confirm current rates. Fees could reduce the earnings on accounts. Membership eligibility requirements apply. Minimum deposit to open a Regular Savings is $25. Minimum deposit to open a Share IRA is $100. APY is earned if dividends remain in the account for one year. Minimum deposit to open Money Market Account is $2,500, with a minimum balance of $2,500 to earn dividends.
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