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Debit Cards & FAQs

Visa Debit Cards

The OFCU Visa Debit Card is the perfect companion to our Checking account. It is a flexible and convenient way to make everyday purchases or a quick way to access your funds at any ATM.

  • The Visa Debit card is available to all our Checking Account members*
  • Allows you to make purchases anywhere Visa is accepted**
  • Allows you to withdraw your funds at any ATM***
  • No annual fee
  • Eliminates check writing
  • Quick and Easy

Lost or Stolen Plastic Card Phone Numbers

If you need to report a lost or stolen card please call

*Subject to approval **Rental car authorization must be done through Visa Platinum credit card, secured credit card or prepaid debit/credit card. Apply Now! ***ATM fees may apply

Visa Prepaid Debit Card

Prepaid – Access My Card Manager here

For Fee information, please refer to Fees Long Form or Fees Short Form.

Prepaid Reloadable Cards Program Ending

After careful consideration, OFCU has decided to discontinue our Prepaid Reloadable Card program effective September 1, 2024. After this date, we will no longer issue new prepaid reloadable cards.

If you are in possession of an OFCU prepaid reloadable card, please take note of the important dates below:

September 1, 2024 – We will no longer renew or replace prepaid reloadable cards.

Cards that expire during or after September 2024 will not be renewed. If your prepaid reloadable card expires or is lost or stolen, please contact us to obtain a refund of your remaining balance. If you have direct deposit or recurring payments with this prepaid card account, please take the necessary steps to update your payment preferences at this time.

March 3, 2025 – The reload feature will be turned off.

The option to add funds to prepaid reloadable cards will be turned off on March 3, 2025. For balance inquiries, reference the website or phone number found on the back of the card.

May 1, 2025 – All prepaid reloadable cards will be closed. 

All remaining prepaid reloadable card accounts will be closed, and any remaining balance will be refunded. To ensure a smooth refund process, please verify the contact information on your prepaid reloadable card prior to May 1, 2025. For information regarding your refund or alternative product options, please contact us.

If you have any questions regarding this change, please contact us at [email protected] or 1-800-376-9000. Thank you for your continued membership and support.

Important message:

The new Prepaid My Card Manager site is now live. Existing cardholders will need to create a new login using the “Get Started” link and choose the option “I have a card.” You will now have only one user login to access all your Reloadable Prepaid cards on the Reloadable My Card Manager website. Existing cards must be registered on the My Card Manager website before you attempt to purchase additional cards for yourself; be sure to log into My Card Manager before purchasing another card. Also, be sure to be logged in before linking your other prepaid reloadable to your user login.

Card Controls Frequently Asked Questions

From the main Card Controls and Alerts screen, select the toggle switch to turn your card ON/OFF.

Card Control changes are effective instantly, so you have complete control of your card.

Yes. From the main Card Controls and Alerts screen, select the Debit/Credit Card from the list of cards on your OFCU account.

No, your recurring transactions will not be blocked. They will continue to be processed, even when your card is turned OFF.

No, any previously authorized transactions will not be blocked. They will continue to be processed, even after your card is turned OFF.

Select Alerts and Control Preferences and set your preferences by Merchant Type, Transaction Type, and Spend Limits. You may also restrict your card from international use in Location Type.

From the main Card Controls and Alerts screen, select the Alert Delivery Options button. This will allow you to select any or all of the options for alerts.

No, travel notifications cannot be submitted via Card Controls and Alerts at this time. Please contact us at 800-376-9000 before you travel, so your Debit/Credit Card activity is not flagged as fraud.

In Card Controls and Alerts, turn OFF each alert in the individual menus for Merchant Type, Transaction Type, Spend Limits, and Location Type.


Open an Account Online

Open an OFCU account from the comfort of your home or office.

Elite Checking

powered by BaZing A powerful new way to save money! Browse. Shop. Save. Protect.

TruStage

Get an instant, no obligation quote or explore your coverage option for Life, Home, Auto & AD&D.

Not insured by the NCUA.

GreenPath Financial Wellness

offers you access to debt management services.

Not insured by the NCUA.