Otero FCU

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Online Services

OFCU offers access to your account with Online Banking. To get started, click Enroll at the top-right of the page and fill in your information to sign up.

You can also access your account through our mobile app. Download the OFCU app from the App Store or Google Play Store. Once you have the app installed, simply tap Sign Up at the bottom and fill in your information to sign up.

Tips to Creating a Safe Password:

  • Use a random mixture of characters including upper and lower case, numbers, punctuation, spaces and special symbols at least 8 characters long.
  • Don’t use a word found in a dictionary, English or foreign.
  • Don’t use passwords based on personal information such as: name, nickname, birthdate, spouse’s name, pet’s name, friends name, home town, phone number, social security number, car registration number, address etc. This includes using just part of your name, or part of your birthdate.
  • Don’t use passwords based on things located near you. Passwords such as “computer”, “monitor”, “keyboard”, “telephone”, “printer”, etc.
  • Don’t ever be tempted to use one of those oh so common passwords that are easy to remember but offer no security at all. e.g. “password”, “letmein”.
  • Never use the same password twice.

If you have any questions or need assistance, please contact us at 575-434-85001-800-376-9000 or visit your local branch

Zelle® is a convenient way to send and receive money with friends, family and others you trust, even if they bank somewhere different than you.1 Use Zelle® to gift money, pay the sitter, or split the cost of a night out.

You can send, request, or receive money with Zelle®. To get started, log into your Online Banking. In the main menu, select Transfer and Pay, click Send money with Zelle® and enroll your email address or U.S. mobile number. Learn More.

Staying on top of your credit has never been easier.
With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips and education.
By staying in touch with your score, report, and monitoring updates, you put yourself in the best position to truly reach your financial goals.
All of this without impacting your credit score!
You can do this ANYTIME & ANYWHERE
To get started, log into your Online Banking. In the main menu, select Additional Services, click Credit Score and read and confirm the conditions to enroll. Learn More.

OFCU’s Bill Pay service allows you to view, and manage bills online, as well as schedule single or recurring payments. Not only will you have peace of mind with the safety of this service, but you will save time for the more important things in life. Paying bills has never been so easy.

  • Log into your Online Banking
  • Click Bill Pay from the main menu
  • Fill in the requested information to Complete Sign up

Inactive Bill Pay account fee (per month) is $3.00

To cancel Bill Pay please contact a member service representative at (575) 434-8500 or visit your local branch.

Use OFCU eStatements and help make a positive impact on our environment. Simply click on the eStatements tab in Online Banking and accept the disclosures, or you can call or visit your local branch and tell your member service representative that you would like to sign up for eStatements. Plus, it can give you a little more green of your own. When you help the credit union reduce expenses, the savings come right back to you in better rates and lower fees. It feels good to go green.

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Transfer money between accounts you have with us and accounts you have at other financial institutions, via the secure connection provided in home banking. The external account must be verified prior to the initial transfer. Once your external account has been verified, you are able to initiate transfers at your convenience. Transfers generally take 3 business days to complete. OFCU offers this service free of charge.

You must have access to OFCU’s Online Banking in order to use this service. By using inter-institutional transfers you can save yourself a trip to the branch and handle your finances from anywhere you have internet access and you could rest assured that your money reaches it’s destination in a safe and secure manner.

Inter-Institutional Transfer Instructions

  • Log into your Online banking
  • Click Move Money from the main menu
  • Select External Transfers
  • Select Add new account from the Transfer Funds page and select the type of account you want to add, or select the + Add Account on the Preferences page.
  • For checking, savings, or money market accounts, enter the routing number and account number.
  • For investment accounts, select Brokerage from the Account Type menu. Select a supported firm from the Brokerage Account menu and enter the requested account information.

Verify Your Account

For security, you must verify each account you add before you can use it for transfers.

  • For online verification, you’ll be asked to provide your login credentials for the account you are adding. Online verification is quick and completely safe, and we never store your credentials.
  • If online verification is not available or if it fails, you can use the trial deposit verification, which takes 2-3 business days.

Verified accounts in good standing show as Active on the Preferences page.

Welcome to GreenPath Financial Wellness! Your financial institution cares about your financial health. That’s why they partnered with GreenPath Financial Wellness to provide you with access to debt management services, and one-on-one financial counseling and financial education tools. GreenPath has been empowering people to live financially healthy lives since 1961. We encourage you to look around our website to get a feel for all of the financial wellness resources available to you. We’re glad you’re here and we look forward to working with you!

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GreenPath Financial Wellness

offers you access to debt management services.

Not insured by the NCUA.