Loans
Loans
[table “” not found /]
| Term | APR |
|---|---|
| Current calendar year up to 3 years old | |
| Up to 48 months | 6.49% |
| 49 – 60 months | 6.99% |
| 61 – 75 months | 7.24% |
| 76 – 84 months | 7.74% |
| Four to ten years old | |
| Up to 48 months | 6.99% |
| 49 – 60 months | 7.49% |
| 61 – 75 months | 7.99% |
| 76 – 84 months | 8.49% |
| Eleven years and older | |
| Up to 48 months | 8.49% |
| 49 – 60 months | 8.99% |
Apply for a Vehicle Loan Online.
[table “” not found /]
| Term | APR |
|---|---|
| 60 months | 9.00% |
| 75 months | 9.50% |
Apply for a Motorcycle/Powersport Loan Online.
[table “” not found /]
| Term | APR |
|---|---|
| Up to 72 months (Up to $19,999) | 8.00% |
| 73 – 84 months ($20,000 to $34,999) | 8.25% |
| 85 – 120 ($35,000 to $59,999) | 8.50% |
| 121 – 144 months ($60,000 and over) | 9.00% |
Apply for a RV Loan Online.
[table “” not found /]
| Term | APR |
|---|---|
| Up to 60 months | 8.50% |
| 61 – 72 months | 9.50% |
| 73 – 120 months | 10.50% |
Apply for a Boat Loan Online.
| Type | Term | APR as low as |
|---|---|---|
| New/Used | 12 – 60 months | 9.00% |
Apply for a Horse/Utility Trailer Loan Online.
| Term | APR as low as |
|---|---|
| 12 – 75 months | 1.99% |
View Repossessed Vehicles Here
Apply for an OFCU Repossessed Vehicle Loan Online.
| Type of Loan | Base Term | Base APR as low as |
|---|---|---|
| Shared Secured | 12 – 60 months | 2.5% over the dividend rate. |
| Share Certificates Secured | Up to the maturity date of the certificate pledged. | 2.5% over the dividend rate. |
Apply for a Share Secured Loan Online.
| Personal Loans | Term | APR as low as |
|---|---|---|
| Personal Loans Open-End Signature | — | 10.99% |
| Personal Loans Closed-End Signature | 12 – 60 months | 9.99% |
| PAL Loan | 6 months | 28.00% |
| EcoFriendly Loan | 12 – 120 months | 5.99% |
Apply for a Personal Loan Online.
| Visa Platinum Credit Card | Annual Fee, Balance Transfer or Cash Advance Fees1 | Base APR |
|---|---|---|
| With Rewards | NONE | 14.96% with an Intro Rate of 2.99% for the first 12 billing cycles. Installment Payments Rate 5.99% |
| Without Rewards | NONE | Base – 13.96% Tier 1 – 16.96% Tier 2 – 18.00% All with an Intro Rate of 2.99% for 12 billing cycles. Installment Payments Rate Base – 5.99% Tier 1 – 7.99% Tier 2 – 9.99% |
| Share Secured without Rewards | NONE | 14.96% with an Intro Rate of 2.99% for the first 12 billing cycles. |
| 1 Visa Platinum Solicitation Disclosure: VISA Platinum/VISA Platinum Secured Disclosures. | ||
Apply for a OFCU Credit Card Online.
| Mortgage Type | Term | Rate | APR |
|---|---|---|---|
| Home Equity Line of Credit (HELOC) | 15 Year | ||
| Home Equity Loan – Closed End | 15 Year | ||
| Conventional | 15 Year | ||
| Conventional | 30 Year | ||
| VA Loan | 15 Year | ||
| VA Loan | 30 Year | ||
| First Time Home Buyers Conventional | 15 Year | ||
| First Time Home Buyers Conventional | 30 Year | ||
| Non-Owner Occupied Conventional | 15 Year | ||
| Non-Owner Occupied Conventional | 30 Year | ||
| Non-Owner Occupied HELOC | 15 Year | ||
| Non-Owner Occupied Home Equity – Closed End | 15 Year | ||
| Vacant Land Loan | 10 Year | — | 7.00% Fixed Rate |