Otero FCU

logo

Personal Loans

Rates effective as of November 22, 2024.

Personal LoansTermAPR as low as
Personal Loans Open-End Signature --10.99%
Personal Loans Closed-End Signature 12 - 60 months9.99%
PAL Loan 6 months28.00%
EcoFriendly Loan 12 - 120 months5.99%

Annual Percentage Rate based on credit worthiness.
Examples:
Personal Loan Closed-End – You could pay $107 per month for a $5,000 loan on approved credit 9.99% Annual Percentage Rate for 60 months. APR subject to change.
PAL Loan – You could pay $184 per month for a $1,000 loan at 28.00% Annual Percentage Rate for 6 months. APR subject to change. Minimum of six (6) months of established membership required. Minimum of one (1) month of income verification required. Additional proof of income may be required. Minimum of two (2) months of direct deposit. Other restrictions may apply.
EcoFriendly Loan – You could pay $167 per month for a $15,000 on approved credit 5.99% Annual Percentage Rate for 120 months. APR subject to change.

Apply for a Personal Loan Online


Open an Account Online

Open an OFCU account from the comfort of your home or office.

Elite Checking

powered by BaZing A powerful new way to save money! Browse. Shop. Save. Protect.

TruStage

Get an instant, no obligation quote or explore your coverage option for Life, Home, Auto & AD&D.

Not insured by the NCUA.

GreenPath Financial Wellness

offers you access to debt management services.

Not insured by the NCUA.