Loan Rates
Rates effective as of November 22, 2024.
Loan Rates
New & Used Automobiles
| Vehicle Year | Term | APR as low as |
|---|---|---|
| 2022 – 2026 | 12 – 48 months | 5.49% |
| 2022 – 2026 | 49 – 60 months | 5.99% |
| 2022 – 2026 | 61 – 75 months | 6.49% |
| 2022 – 2026 | 76 – 84 months | 6.99% |
| 2015 – 2021 | 12 – 48 months | 5.99% |
| 2015 – 2021 | 49 – 60 months | 6.49% |
| 2015 – 2021 | 61 – 75 months | 6.99% |
| 2015 – 2021 | 76 – 84 months | 7.49% |
| 2014 & Older | 12 – 48 months | 7.49% |
| 2014 & Older | 49 – 60 months | 7.99% |
Rates are subject to change. The rates and terms listed apply to members with excellent credit histories. Other members may qualify but rates and terms may vary. Contact a loan officer at any branch for more details.
Example: You could pay $368 per month for a $20,000 loan on approved credit 6.49% Annual Percentage Rate for 65 months. Lower rates available for 48 month and 60 month terms.
Apply for a Vehicle Loan Online
New & Used Powersport Vehicles
| Type | Term | APR as low as |
|---|---|---|
| New | 12 – 60 months | 8.00% |
| New | 61 – 75 months | 8.50% |
| Used | 12 – 60 months | 9.00% |
| Used | 61 – 75 months | 9.50% |
Rates are subject to change. The rates and terms listed apply to members with excellent credit histories. Other members may qualify but rates and terms may vary. Contact a loan officer at any branch for more details.
Example: You could pay $306 per month for a $15,000 loan on approved credit 8.00% Annual Percentage Rate for 60 months.
Apply for a Loan Online
New & Used Recreational Vehicles
| Type | Term | APR as low as |
|---|---|---|
| New | 12 – 72 months | 7.50% |
| New | 73 – 84 months | 7.75% |
| New | 85 – 120 months | 8.00% |
| New | 121 – 144 months | 8.50% |
| Used | 12 – 72 months | 8.00% |
| Used | 73 – 84 months | 8.25% |
| Used | 85 – 120 months | 8.50% |
| Used | 121 – 144 months | 9.00% |
Rates are subject to change. The rates and terms listed apply to members with excellent credit histories. Other members may qualify but rates and terms may vary. Contact a loan officer at any branch for more details.
Example: You could pay $1,062 per month for a $95,000 loan on approved credit 8.50% Annual Percentage Rate for 144 months.
Apply for a Loan Online
New & Used Boats
| Type | Term | APR as low as |
|---|---|---|
| New | 12 – 60 months | 7.50% |
| New | 61 – 72 months | 8.50% |
| New | 73 – 120 months | 9.50% |
| Used | 12 – 60 months | 8.50% |
| Used | 61 – 72 months | 9.50% |
| Used | 73 – 120 months | 10.50% |
Rates are subject to change. The rates and terms listed apply to members with excellent credit histories. Other members may qualify but rates and terms may vary. Contact a loan officer at any branch for more details.
Example: You could pay $521 per month for a $40,000 loan on approved credit 9.50% Annual Percentage Rate for 120 months.
Apply for a Loan Online
New & Used Trailers (Horse & Utility)
| Type | Term | APR as low as |
|---|---|---|
| New/Used | 12 – 60 months | 9.00% |
Rates are subject to change. The rates and terms listed apply to members with excellent credit histories. Other members may qualify but rates and terms may vary. Contact a loan officer at any branch for more details.
Example: You could pay $209 per month for a $10,000 loan on approved credit 9.00% Annual Percentage Rate for 60 months.
Apply for a Loan Online
Repossessed Vehicles
| Term | APR as low as |
|---|---|
| 12 – 75 months | 1.99% |
Rates are subject to change. Contact a loan officer at any branch for more details.
Example: You could pay $213 per month for a $15,000 loan on approved credit 1.99% Annual Percentage Rate for 75 months.
Apply for a Loan Online
Shared Secured Loans
| Type of Loan | Base Term | Base APR as low as |
|---|---|---|
| Shared Secured | 12 – 60 months | 2.5% over the dividend rate. |
| Share Certificates Secured | Up to the maturity date of the certificate pledged. | 2.5% over the dividend rate. |
Rates are subject to change. Special conditions may apply. Contact a loan officer at any branch for more details.
Apply for a Shared Secured Loan Online
Personal Loans
| Personal Loans | Term | APR as low as |
|---|---|---|
| Personal Loans Open-End Signature | — | 10.99% |
| Personal Loans Closed-End Signature | 12 – 60 months | 9.99% |
| PAL Loan | 6 months | 28.00% |
| EcoFriendly Loan | 12 – 120 months | 5.99% |
Annual Percentage Rate based on credit worthiness.
Examples:
Personal Loan Closed-End – You could pay $107 per month for a $5,000 loan on approved credit 9.99% Annual Percentage Rate for 60 months. APR subject to change.
PAL Loan – You could pay $184 per month for a $1,000 loan at 28.00% Annual Percentage Rate for 6 months. APR subject to change. Minimum of six (6) months of established membership required. Minimum of one (1) month of income verification required. Additional proof of income may be required. Minimum of two (2) months of direct deposit. Other restrictions may apply.
EcoFriendly Loan – You could pay $167 per month for a $15,000 on approved credit 5.99% Annual Percentage Rate for 120 months. APR subject to change.
Apply for a Personal Loan Online
Visa Platinum Credit Card
| Visa Platinum Credit Card | Annual Fee, Balance Transfer or Cash Advance Fees1 | Base APR |
|---|---|---|
| With Rewards | NONE | 14.96% with an Intro Rate of 2.99% for the first 12 billing cycles. Installment Payments Rate 5.99% |
| Without Rewards | NONE | Base – 13.96% Tier 1 – 16.96% Tier 2 – 18.00% All with an Intro Rate of 2.99% for 12 billing cycles. Installment Payments Rate Base – 5.99% Tier 1 – 7.99% Tier 2 – 9.99% |
| Share Secured without Rewards | NONE | 14.96% with an Intro Rate of 2.99% for the first 12 billing cycles. |
| 1 Visa Platinum Solicitation Disclosure: VISA Platinum/VISA Platinum Secured Disclosures. | ||
Rates are subject to change. The rates and terms listed apply to members with excellent credit histories. Other members may qualify but rates and terms may vary. Contact a loan officer at your local branch for more details.
Apply for a Visa Platinum Online
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