Otero FCU

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Schedule of Fees and Charges

Account Balancing/Research Fee (per hour)$20.00
Account Early Closure Fee (within 6 months of opening)$25.00
ATM Transaction Fee from non-OFCU ATM card$3.00
Bad Address Fee (per month)$2.00
Card Replacement Fee (ATM, VISA Debit Card, Credit Card)$10.00
Collection Item Fee (Domestic and Foreign)as billed
Courtesy Pay/Overdraft Fee (per item)$30.00
Credit Card Cash Advance Access Fee (waived for members)$5.00
Credit Union Teller Check Fee$5.00
Domestic Wire Transfer Fee (outgoing)$20.00
Dormant Account Fee (per month-12 months of inactivity, balances less than $200, member under age 18 excluded.)$5.00
Elite Checking Monthly Fee$5.00
Escheated Account Fee (on dormant accounts after 5 years)$25.00
Expedited Card Replacement Fee$25.00
Foreign Currency Exchange Fee (per transaction) + Shipping$25.00
Garnishment/Levy Fee$50.00
Inactive Bill Payment Account Fee (per month)$3.00
Jet Check Club Monthly Fee$7.00
Minimum Balance Fee (per month-if savings account falls below $25.00)$1.00
Money Order Fee$2.00
Notary Service Fee (waived for members)$5.00
NSF Return Item Fee (per item)$30.00
Out-Of-Network ATM Fee (per item)$1.00
Paper Statement Monthly Fee$1.00
Second Chance Checking Monthly Fee$5.00
Stop Payment Fee (Checking, Preauthorized Electronic Fund Transfer (ACH), Bill Payment Item, Teller Check or Money Order)$25.00
Visa Gift Card Fee$3.00

Safe Deposit Boxes

SizeCurrent Fee
3x5$20.00 per year
5x5$30.00 per year
3x10$30.00 per year
5x10$40.00 per year
10x10$65.00 per year
Key Replacement or Box Drilling will be charged at actual cost.

Not insured by the NCUA.