Share Rates
DIVIDENDS FOR THE PERIOD 2-01-2025 to 2-28-2025 Were Declared at the Following Annual Rate
Share Rates
Share Rates
| Type of Account | Dividend Rates | Annual Percentage Yield (APY) |
|---|---|---|
| Regular Savings | .15% | 0.15% |
| Checking | .00% | .00% |
| Share IRAs | .15% | .15% |
| HSA | .00% | .00% |
| Share and IRA Certificates | The Rate Shown On Each Certificate | Various |
POSTING DATES: 2-28-2025 AND/OR, FOR SHARE AND IRA CERTIFICATES, THE MATURITY DATE of the certificate. This dividend declaration was declared by the board of directors on 2-19-2025. Dividend rates are subject to change. Contact any OFCU member service representative to confirm current rates. Fees could reduce the earnings on accounts. Membership eligibility requirements apply. Minimum deposit to open a Regular Savings is $25. Minimum deposit to open a Share IRA is $100. APY is earned if dividends remain in the account for one year. Minimum deposit to open Money Market Account is $2,500, with a minimum balance of $2,500 to earn dividends.
Money Market Rates
| Type | Dividend Rates | Annual Percentage Yield (APY) |
|---|---|---|
| $0 to $2,499.99 | 0.00% | 0.00% |
| $2,500 to $24,999.99 | 1.00% | 1.00% |
| $25,000 to $49,999.99 | 1.44% | 1.45% |
| $50,000 to $99,999.99 | 1.69% | 1.70% |
| $100,000 to $249,999.99 | 1.69% | 1.70% |
| $250,000 and up | 1.74% | 1.75% |
POSTING DATES: 2-28-2025 AND/OR, FOR SHARE AND IRA CERTIFICATES, THE MATURITY DATE of the certificate. This dividend declaration was declared by the board of directors on 2-19-2025. Dividend rates are subject to change. Contact any OFCU member service representative to confirm current rates. Fees could reduce the earnings on accounts. Membership eligibility requirements apply. Minimum deposit to open a Regular Savings is $25. Minimum deposit to open a Share IRA is $100. APY is earned if dividends remain in the account for one year. Minimum deposit to open Money Market Account is $2,500, with a minimum balance of $2,500 to earn dividends.
New Share / IRA Certificates
Effective December 20, 2024
| Term | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| 6 months | 3.88% | 3.95% |
| 12 months | 3.93% | 4.00% |
| 18 months | 3.69% | 3.75% |
| 24 months | 3.45% | 3.50% |
| 36 months | 3.35% | 3.40% |
| 48 months | 3.35% | 3.40% |
| 60 months | 3.35% | 3.40% |
POSTING DATES: 2-28-2025 AND/OR, FOR SHARE AND IRA CERTIFICATES, THE MATURITY DATE of the certificate. This dividend declaration was declared by the board of directors on 2-19-2025. Dividend rates are subject to change. Contact any OFCU member service representative to confirm current rates. Fees could reduce the earnings on accounts. Membership eligibility requirements apply. Minimum deposit to open a Regular Savings is $25. Minimum deposit to open a Share IRA is $100. APY is earned if dividends remain in the account for one year. Minimum deposit to open Money Market Account is $2,500, with a minimum balance of $2,500 to earn dividends.
Minimum balance for certificates is $1,000. Fees could reduce earnings. Early withdrawal penalties do apply, see representative for current penalties and complete account details.
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